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  • Affordable Care Act

    There is a long thread about the Fed Shutdown, which in turn, is blamed upon The Affordable Care Act.

    I personally think many are knee-jerk opposed to it just because they don't like change and are afraid of the unknown.

    When I have asked, like most things political, they really didn't know how it would affect them.

    My friend that is an assistant to a doctor has said it has been a nightmare for him trying to answer all the questions about the change. He is even being asked questions about it all from doctors!

    So I thought I would start this thread to ask some simple questions.

    How will The Affordable Care Act affect you?
    Financially?
    Better or worse insurance for you per dollar spent?


    Thanks.

  • #2
    Re: Affordable Care Act

    I have a friend who's brother is a Dr., cancer specialist, he retired early rather than put up with the mess.
    Push sticks/blocks Save Fingers
    ~~~~~~~~~~~~~~~~~~~
    "The true measure of a man is how he treats someone who can do him absolutely no good."
    attributed to Samuel Johnson
    ~~~~~~~~~~~~~~~~~~~
    PUBLIC NOTICE: Due to recent budget cuts, the rising cost of electricity, gas, and oil...plus the current state of the economy............the light at the end of the tunnel, has been turned off.

    Comment


    • #3
      Re: Affordable Care Act

      I don't have a good understanding of all the ramifications for my family.

      I do know this.....if all the people who voted for it are opting out of it I don't want it either.

      I don't have to know all the ingredients in a meal, but if the chef refuses to eat some I'll pass on it too.

      My brother is a doctor. I'll probably be more informed as time goes by.

      Comment


      • #4
        Re: Affordable Care Act

        I know someone whose hours have been cut by her employer from full time to avoid eligibility. I am sure there will be cases where companies will not hire more people to stay under 50 employee minimum also. I am sure it will help some, but I know my taxes are going up.

        The government is not offering health care, but forcing people to buy insurance. It's not the role of government to force me to buy insurance.

        Comment


        • #5
          Re: Affordable Care Act

          Hope this is taken respectfully by everyone.

          So far this has been viewed 40 times. I'm sure it has been viewed by some that have been vocal about the recent government shutdown.

          Three people have responded. Thanks for the input.

          However, out of 40 views, and 3 responses, not one person has answered any of the questions.

          I'm aware, as most are, of:

          The position of the government should not have a role in forcing anyone to purchase anything.
          The decrease in hours by larger corporations in an apparent response to some of the rules of The Affordable Care Act.
          That some that voted for the Act have elected to opt out of any participation.

          With that said and noted, still, not one person has answered the simple questions:

          How will The Affordable Care Act affect you?
          Financially?
          Better or worse insurance for you per dollar spent?

          Comment


          • #6
            Re: Affordable Care Act

            If you think anyone can give you a clear, concise answer you are a spectacular optimist.

            The pages of the document stack as tall as I am and the people who voted on it didn't even read the whole thing.
            Legal documents are notoriously difficult to navigate and understand without help from experts.
            All administrations, and especially this one, seem to be less than forthcoming about their eventual plans with current legislation.

            There are probably a dozen more reasons that weren't on the top of my head. You can probably tell us how awesome it will be with the same level of certainty as those that curse it.

            Comment


            • #7
              Re: Affordable Care Act

              Originally posted by BobsPlumbing View Post

              How will The Affordable Care Act affect you?
              Financially?
              Better or worse insurance for you per dollar spent?
              One thing it did was allow me to get insurance. I got out the navy and get disability but I'm uninsurable. I was told directly that I have the same risk as a rodeo clown. So the wife and kids have insurance but not me. However....becuase of obamacare, I will be able to get health insurance now. No idea how it will affect us as we haven't started looking into the new plans.
              Buy cheap, buy twice.

              Comment


              • #8
                Re: Affordable Care Act

                Originally posted by rofl View Post
                If you think anyone can give you a clear, concise answer you are a spectacular optimist.

                The pages of the document stack as tall as I am and the people who voted on it didn't even read the whole thing.
                Legal documents are notoriously difficult to navigate and understand without help from experts.
                All administrations, and especially this one, seem to be less than forthcoming about their eventual plans with current legislation.

                There are probably a dozen more reasons that weren't on the top of my head. You can probably tell us how awesome it will be with the same level of certainty as those that curse it.
                No, I cannot "tell us how awesome it will be with the same level of certainty as those that curse it" at all. I really can't.

                I don't consider myself a spectacular optimist either. Skeptical at times. Optimistic at times.

                What your responses tell me though, and feel free to correct me, is that you don't have a clue as to how it will affect you.

                Yet, you do not want it.

                That's what I'm finding from a lot of people.

                (Somebody wake up Utah. He'll give us some real numbers. )
                Last edited by BobsPlumbing; 10-06-2013, 11:13 PM.

                Comment


                • #9
                  Re: Affordable Care Act

                  Originally posted by gear junkie View Post
                  One thing it did was allow me to get insurance. I got out the navy and get disability but I'm uninsurable. I was told directly that I have the same risk as a rodeo clown. So the wife and kids have insurance but not me. However....becuase of obamacare, I will be able to get health insurance now. No idea how it will affect us as we haven't started looking into the new plans.
                  I consider this the first answer.

                  You will be able to get health insurance now whereas before you were considered uninsurable. I'll call that a positive for now. After all, it's only a good thing if you can afford what will be offered for you.

                  Can I ask why you were considered uninsurable?

                  Comment


                  • #10
                    Re: Affordable Care Act

                    You can tell with the same certainty. None.

                    I can tell you one thing about any guy with all the answers.....he's a liar, either intentionally or unintentionally.

                    If you think it's some kind of trump card that people can't answer your question I don't know what to say to you. I disagree.

                    Comment


                    • #11
                      Re: Affordable Care Act

                      Originally posted by BobsPlumbing View Post

                      How will The Affordable Care Act affect you?
                      Financially?
                      Better or worse insurance for you per dollar spent?
                      As far as I'm concerned, this legislation has already affected me negatively. I have good coverage through work currently, and it is a self-governed plan. The rates are controlled by the company I work for, and the less we spend the less the rates are, for the most part. There is incentive to not go to doc for every little sniffle, and preventative care is covered 100% because it is cheaper to provide preventative care and find issues early, when the costs of treatment are less. Now, I will be taxed on the coverage we have, which will take money out of my pocket that we have been saving to pay for others to go to the doc for every little sniffle. Besides that, my family doctor stopped taking new patients because she has checked her crystal ball, and doesn't like what's coming. Don't take this the wrong way, I don't know enough about it to say just how terrible/great it might be, but these are just a some of the ways that I know it will affect me personally.
                      Last edited by d_slat; 10-06-2013, 11:32 PM.

                      Comment


                      • #12
                        Re: Affordable Care Act

                        Originally posted by rofl View Post
                        You can tell with the same certainty. None.

                        I can tell you one thing about any guy with all the answers.....he's a liar, either intentionally or unintentionally.

                        If you think it's some kind of trump card that people can't answer your question I don't know what to say to you. I disagree.
                        I don't consider it any kind of trump card at all.

                        Why would you even consider it to be that way?

                        Think about it. I asked three questions that you could have answered with supporting reasons as to why you hate the Act or as to why you possibly love it.

                        There are no restraints on it. There are no tricks at all.

                        Yet, you gave none supporting it OR condemning it. Simply that you don't want it.

                        So at this point, the information you give only supports that you don't know anything about how it will affect you but don't want it.

                        Look into it more as to how it will affect you. You might find you don't want it even more. Or you might find that you're ok with it.

                        Comment


                        • #13
                          Re: Affordable Care Act

                          Originally posted by d_slat View Post
                          As far as I'm concerned, this legislation has already affected me negatively. I have good coverage through work currently, and it is a self-governed plan. The rates are controlled by the company I work for, and the less we spend the less the rates are, for the most part. There is incentive to not go to doc for every little sniffle, and preventative care is covered 100% because it is cheaper to provide preventative care and find issues early, when the costs of treatment are less. Now, I will be taxed on the coverage we have, which will take money out of my pocket that we have been saving to pay for others to go to the doc for every little sniffle. Besides that, my family doctor stopped taking new patients because she has checked her crystal ball, and doesn't like what's coming. Don't take this the wrong way, I don't know enough about it to say just how terrible/great it might be, but these are just a some of the ways that I know it will affect me personally.
                          Not taken the wrong way at all.

                          So, if I understand you correctly, your same coverage that you were happy with will now cost you more.

                          That will suck. Any idea how much the costs will rise?

                          Thanks.

                          Comment


                          • #14
                            Re: Affordable Care Act

                            As " Queen Nancy said " We have to pass it , so We Know what's in it "

                            I rest My case !
                            I can build anything You want , if you draw a picture of it , on the back of a big enough check .

                            Comment


                            • #15
                              Re: Affordable Care Act

                              The fact that you don't accept my answer doesn't mean it wasn't given.

                              The politicians don't want it....why would I?

                              Comment

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