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we except visa and m.c. i just started charging a 4.5% fee if they want to pay that way. no one seems to mind "they have to get there air miles" im very happy with our merchant company. great customer service!
I accept Visa, Mastercard, Discover, and debit cards. I don't take American Express. They don't treat the small business well in my opinion. The customers love that they can use there charge cards. No one ever says 'Oh boy, I have an extra $800. I sure hope my water heater needs to be replaced.' They always say I didn't plan on needing this done, can I charge it? It's a great profit booster.
Started this last year and the ticker shows I've ran 190+ transactions.
I ask "Are you paying by check?" and leave it wide open to hear if they say otherwise, then I gracefully go and write the bill in the truck making sure that since they chose to run a cc, I'm going to be compensated to make up for the surcharge percentage fee.
It's not bad though; would you take a $100 bill if it only costs you a $2 to get it?
Makes sense now, huh?
I do vita-pay, over my cell phone and no need for a machine. Cha-ching! Badda-bing!
How does vita-pay work, do you just call an 800 number and give them all the pertinant info, and then they put the money into your checking account? I googled vita-pay to no avail, the thought of not having to carry another machine makes sense to me.
Never felt a need. Just another piece of equip to break and another statement to check over. Most people who want to pay by card are out of town and worried I want to be paid NOW. I'm fine with mailing them a bill and waiting for the check.
This is my reminder to myself that no good will ever come from discussing politics or religion with anyone, ever.
I've never taken a credit card. But about five months ago, I decided I should be able to. I signed up with Thompson Merchant Service. You call the 800 number and punch in the data and that's all there is to it. I got a card machine (cheap) to give the customer a copy of the transaction.
They charge me $8.99 per month and I can take Visa or Mastercard.
The reason I got it was because I'd hate to lose work if the bill was pricey and the customer didn't have the money in the bank.
If I actually take a card someday, I'll report on how well it worked.