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  • Mold,E-Coli You Covered?

    Talking with a reputable contractor yesterday.He was telling me how his insurance would not pay the $4,800 for the mold remidiation.After 16 years of business he finally had to make his first claim,a simple refrigerator line came out of it's ferrule.
    $73,000 worth of damage in a pool/guest cabanna.
    The mold company found E-Coli(the bacteria outbreaks found when animals cr@p in drinking water).Anyway his insurance payed for damages just not anything to do with mold or E-Coli found.

    It is well known here I dislike Mold Chasers and their spook games.Now they are going to start chasing drain cleaners...WATCH.

  • #2
    Re: Mold,E-Coli You Covered?

    I'm beginning to wonder if it's worth paying for ins. As of late its like they will always find a reason NOT to pay, and he with the best Lawyers wins.

    I have ins for piece of mind, but with all the stories I'm hearing lately, I fear I would have to spend $10,000 on lawyers to get a $12,000 claim, 5 years later.
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    • #3
      Re: Mold,E-Coli You Covered?

      Most insurance policies have had "Mold Exlusions" for about the last 10-years or longer.

      Mark
      "Somewhere a Village is Missing Twelve Idiots!" - Casey Anthony

      I never lost a cent on the jobs I didn't get!

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      • #4
        Re: Mold,E-Coli You Covered?

        Originally posted by ToUtahNow View Post
        Most insurance policies have had "Mold Exlusions" for about the last 10-years or longer.

        Mark
        Thanks Mark,


        So when I see the whole "tent" thing and the measuring equipment come out the plumber is goimg to be paying for it?......Nice....

        No wonder they are my arch nemesis.

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        • #5
          Re: Mold,E-Coli You Covered?

          I don't know, and that makes me wonder what else I don't know about what my general liability will and will not cover.

          Lenny

          Pronounced A-Bear Drain Care

          I know, it doesn't make sense.


          http://www.hebertdraincare.com

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          • #6
            Re: Mold,E-Coli You Covered?

            "After 16 years of business he finally had to make his first claim,a simple refrigerator line came out of it's ferrule.
            $73,000 worth of damage in a pool/guest cabanna."

            Recently, I had a similar claim. Leaky icemaker line in an unoccupied pool house. My claim was just under $70K. GC cleaned up the mess themselves and made sure there was no talk of mold.

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            • #7
              Re: Mold,E-Coli You Covered?

              Originally posted by Plumbus View Post
              "After 16 years of business he finally had to make his first claim,a simple refrigerator line came out of it's ferrule.
              $73,000 worth of damage in a pool/guest cabanna."

              Recently, I had a similar claim. Leaky icemaker line in an unoccupied pool house. My claim was just under $70K. GC cleaned up the mess themselves and made sure there was no talk of mold.
              And that is the way I came up in the trade.Sometimes a mistake or faulty product can happen.We'll take care of it.
              It just seems like so long ago when things were more realistic (like your case Plumbus) more often

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