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If the drill is under 3 years old or registered into the Lifetime Service Agreement then just take it to an Authorized Service Center. Click on the big black RIDGID at the upper LH corner of this page. Once the next screen comes up, click on SUPPORT at the top of the page to find the one nearest you. If the drill is still under warranty or is in the LSA Program it shouldn't cost you anything to have the chuck fixed or replaced. Mess with it yourself and chances are real good that it will cost you money to make things right.
I decided to change calling the bathroom the "John" and renamed it the "Jim". I feel so much better saying I went to the Jim this morning.