Had a friend ask for advice on adding insulation to an older home (1930's). Specifically mentioned the basement ceiling (unfinished). Basement has concrete floor and poured walls that get pretty wet when rains are very heavy but dry out OK. No signs of mold on the framing of the floor above. My question is, is she asking for trouble insulating the floor. The basement is essentially unheated other than what radiates off the furnace (forced air gas) and is only used for storage and laundry and mechanical. Could the floor (basement ceiling) be insulated with unfaced insulation to improve comfort above (all hardwood) or is this begging for trouble. I am going to go look at the home and see how the yard is pitched and how the downspouts are run, etc. but I suspect after 70 years that any french drains have failed or it has none. Due to the price of homes in the area (low) she is not interested in spending a large sum to have the basement trenched and the moisture problems properly repaired as she would be priced out of the neighborhood when all is said and done. Probably an affordability question as well. I know there is no easy solution, but any advice would be appreciated. She is a young single female who people might take advantage of so she is begging for advice. Thanks in advance.